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Your three bureaus side by side
Experian, Equifax and TransUnion each get their own card, with the first report and the latest report you uploaded.
Welcome to
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Start your credit improvement journey FREE - Review and dispute errors on all three credit bureaus at no initial cost.Free credit analysis • No upfront fees • Pay only for advanced services
No credit card required- Start for free
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Free review of all three credit bureau reportsRemoval success: $22M+ in debt removed since 2024We dispute with the companies reporting, not only the bureausSpecial offer: 10% off this weekEvery letter and every date, in your dashboardSupport seven days a week, 9 AM to 5 PM Pacific: (888) 762-6691Start free, pay half once work starts
Watch first
See how the free credit review works
We pull apart all three bureau reports, flag the items that look wrong or out of date, and explain each one in plain English. You see all of it before you pay anything.
- No credit card required to start
- Pay only if you want us to keep going
How the free credit review works
Video coming shortly. Questions now? Call (888) 762-6691.
Your FREE Credit Repair Journey Starts Here
From Financial Struggles to Success: Unlock the Transformative Power of ScoreWise Credit Repair
Step 01
Sign Up
100% free to create your account. Review our transparent service agreement
Step 02
Add your info
FREE credit report analysis included. We'll identify potential errors and disputes at no charge
Step 03
Get Updates
Track your FREE dispute progress in real-time. Optional paid services are available if you want more help
Smart Repair Management
Unlike other firms that rely on inexpensive software for generic email templates and limit their disputes to credit bureaus or regulatory bodies like the CFPB and FTC, we engage in direct disputes with the actual companies listed on your credit report. Premium services available for complex cases - pricing provided below.
We dispute at the source: the companies reporting the account, not only the credit bureaus
We believe that everyone deserves the chance to turn their dreams into reality
Our team consists of industry-leading experts and program developers who are passionate about actually helping you
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Unleash the full potential of ScoreWise™
What can we challenge on your behalf?
With attorney approved letters we use: FTC (Federal Trade Commission) Reporting, Personal Information Freeze, Advanced Resolution Service, CoreLogic, Lexis Nexis, Sage Stream, Chexsystem and much more.
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Collections, Charge offs, Foreclosures- Medical Collections, Late Pay, Repossession
- Student loans, Bankruptcy, Inquiries, Hard Inquiries
- Manual Credit Repair Direct Disputing
How ScoreWise disputes work
Video coming shortly. Questions now? Call (888) 762-6691.
Real-Time Analytics
Experian, TransUnion and Equifax each get a score card with your previous and current score, so you can see how every bureau has moved.
Simple Dashboard
Every dispute letter is listed by round and bureau with the date it was added, ready to print or download, next to the mail tracking for each mailing.
Inside your dashboard
Every letter and every date, in one place
Most people who come to us have no idea what was sent on their behalf, or when. Your ScoreWise dashboard fixes that. Take the ninety-second tour.
A tour of your ScoreWise dashboard
Video coming shortly. Questions now? Call (888) 762-6691.
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Letters you can download
Each dispute letter is saved with the date it went out. Download a copy any time, including for future collection agents.
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Your documents, uploaded once
Add your ID and proof of address from your phone. They stay with your file so you are not asked again.
Some key features that make it exceptional
Designed with simplicity in mind, our platform offers a clean and easy-to-navigate.
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Consider the Savings: Would you rather invest in our service fee or keep shouldering debts ranging from $10,000 to $1,000,000? The choice speaks for itself
In today’s world, a good credit score is more important than ever before
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The power of
good credit
Our dispute software is trained on 15 years of our own client files, including letters, emails and calls. It drafts the first version of every dispute. Then an experienced human auditor reviews it before anything is sent.
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When a business recognizes the likelihood of having to formally appear in court, it often leads to greater consideration for the account holder.
Poor credit closes doors and prevents access to the resources needed to achieve dreams like home-ownership, running a business, or pursuing higher education.
The higher costs and lack of access that come with bad credit make it incredibly difficult to break the cycle of financial hardship.
ScoreWise by the numbers, counted since 2024.
2K+
Happy customers
$22M+
Total debt removed since 2024
2x/
95%
Client satisfaction
Company totals since 2024. Every credit file is different, and results vary.
What the users say
Reviews from ScoreWise clients. Results vary.
Average Rating
4.8
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Customer reviews
“I really appreciate what you guys have done for me. I have tried a number of credit repair businesses ,but none worked and I’m very happy that I run into Score Wise. Thank You for everything, Thank You!“
Eleanor Sarah
As a startup, efficiency and scalability are crucial for us, and Score Wise delivered solid credit boosts to our founders so we could get the funding we needed to expand. The simple analytics tools provide valuable insights that help us make informed decisions, and the customer support is top-notch.
Emily Pena
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I was looking for a simple yet powerful credit repair service to manage my clients credit, and ScoreWise exceeded my expectations. The simple interface allows me to communicate to my clients specific needs, and the simple dashboard reduces confusion.
Jason Michael
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Try ScoreWise free!
Start your trial now.
🎯 Or one payment of only $1,345✓
Get 10% off
Start FREE Today!
$
0
/mo
All services are free- Complimentary From Select Partners
- FREE SERVICE & SUPPORT!
- Simple management tools
- Fast Navigation
Standard Repair Plan
$
1,495
/ 2 x $747
- Full dashboard
- Start for free then you can pay half down of $747 once work has started. Want to save $149 and forget about any future payments? Make one payment of $1,345 and we will take care of the rest.
- Standard Support 7 days a week
- Efficient management tools
- AI-powered legal strategy engine built on 15+ years of proven credit repair victories, utilizing authorized client data to deliver time-tested dispute approaches
- Credit repair concierge: we track your disputes, deadlines and documents while you focus on your future
popular
Individual Yearly
$
59.99
/mo
All messages dashboard- Robust customer data
- Intuitive enhancements
- Efficient management tools
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Private detail the tickets- Fast Navigation
- Bookmark Plugin
Agency Yearly
$
110
/mo
- All messages dashboard
- Robust customer data
- Intuitive enhancements
- Efficient management tools
- Private detail the tickets
- Fast Navigation
- Bookmark Plugin
popular
Enterprise Yearly
$
79.99
/mo
- All messages dashboard
- Robust customer data
- Intuitive enhancements
- Efficient management tools
- Private detail the tickets
- Fast Navigation
- Bookmark Plugin
[ * Get started today ]
Real people, real answers
Here seven days a week, 9 AM to 5 PM Pacific. Call (888) 762-6691 or open live chat.
2201 MENAUL BLVD NE STE A ALBUQUERQUE NM 87107
ScoreWise™ is a trademark of Brand Metrics LLC